Investor Loan Programs
DSCR (Debt Service Coverage Ratio) – 4 Units Max
- Qualify based on rental income covering the mortgage (no personal income required)
- Formula: Rental Income ÷ Mortgage Payment (must meet ratio, usually ≥ 1.0)
- Perfect for real estate investors & multi-family buyers
DSCR – 5+ Units
- For larger rental properties (5+ units)
- Qualification based on property cash flow instead of borrower income
- Best for commercial & professional investors
These programs provide a range of flexible solutions for investors. Contact StrongHold Lending to find the right program for you!